Privacy Policy.
How Full Bloom Wealth collects, uses, shares, and protects information about you — and the rights you have over that information.
1. Introduction
Full Bloom Wealth ("Full Bloom Wealth," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, share, and protect personal information when you visit fullbloomwealth.com, schedule a consultation, or become a client of our financial planning and advisory services.
Because we provide financial advisory services, the information we handle is often sensitive. We take that responsibility seriously.
2. Information We Collect
2.1 Information you provide directly
- Contact information: name, email, phone number, mailing address
- Profile information: occupation, employer, family situation, professional advisors
- Financial information: income, net worth, assets, liabilities, account statements, tax returns, insurance policies, estate documents, business interests, and related financial details necessary to provide planning services
- Engagement information: meeting notes, planning preferences, decisions, action items
- Payment information: processed through our payment processor (Stripe); we do not store full credit card numbers on our systems
- Communications: emails, messages, scheduling requests, and other correspondence with us
2.2 Information collected automatically
- Usage data: pages visited, links clicked, referring URLs, session duration
- Device data: IP address, browser type, operating system, device identifiers
- Cookies and similar technologies (see Section 6)
2.3 Information from third parties
- Information from your other professionals (CPAs, attorneys, custodians) with your authorization
- Information from custodians or investment platforms where you hold assets
- Information from public records or background-check services when required for compliance purposes
3. How We Collect Information
We collect information when you fill out a form, schedule a consultation, become a client, communicate with us, use our website, or when third parties share information with your consent.
4. How We Use Information
We use your information to:
- Provide financial planning and advisory services
- Coordinate decisions across investments, tax, insurance, estate, and business planning
- Communicate with you about your engagement, scheduled meetings, and recommendations
- Process payments and manage billing
- Comply with legal, regulatory, and compliance obligations (including those related to our affiliated RIA, Atlas Financial)
- Improve our website and services
- Send relevant marketing communications when you've opted in (you can opt out at any time)
- Detect, prevent, and respond to fraud, security, or technical issues
5. Sharing of Information
We do not sell your personal information. We share information only as necessary to provide services or as required by law. Categories of recipients include:
- Affiliated entities: Atlas Financial (our affiliated RIA), where required to provide investment advisory services
- Service providers: custodians, payment processors (Stripe), planning software providers, secure document storage providers, CRM and email platforms — all bound by confidentiality obligations
- Your other professionals: CPAs, attorneys, insurance carriers, and other professionals at your direction or with your authorization
- Regulators: when required by law, subpoena, court order, or regulatory inquiry
- Successors: in connection with a merger, acquisition, or sale of business assets, with notice to you
6. Cookies & Tracking
Our website uses cookies and similar technologies for analytics, functionality, and (where permitted) marketing. You can control cookies through your browser settings. Disabling cookies may limit some site functionality.
7. Data Security
We use administrative, technical, and physical safeguards designed to protect your information — including encrypted transmission, access controls, and secure document storage. No system is perfectly secure; while we work to protect your information, we cannot guarantee absolute security.
8. Data Retention
We retain client information for as long as the advisory relationship continues and for the period required by applicable law and regulatory obligation (which for financial-advisory records is generally a minimum of five to seven years after the relationship ends, depending on the record type). After that period, we securely dispose of records that are no longer required.
9. Your Rights
Depending on where you reside, you may have rights to:
- Request access to the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of certain information (subject to legal and regulatory retention requirements)
- Withdraw consent to marketing communications at any time
- Lodge a complaint with a supervisory authority
To exercise these rights, email us at [email protected]. We may need to verify your identity before responding.
10. California Residents (CCPA / CPRA)
If you are a California resident, the California Consumer Privacy Act and California Privacy Rights Act give you rights regarding your personal information, including the right to know, the right to delete, the right to correct, and the right to opt out of the sale or sharing of personal information. We do not sell or share personal information for cross-context behavioral advertising.
11. EU/UK Residents (GDPR)
If you are in the European Union or United Kingdom, our legal bases for processing your information include performance of a contract (to deliver services to you), legitimate interests (to operate and improve our services), legal obligation (for regulatory and tax compliance), and consent (for optional marketing). You have rights of access, rectification, erasure, restriction, portability, and objection.
12. Children's Privacy
Our website and services are not directed to children under 18, and we do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us.
13. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised "Last updated" date. Material changes will be communicated where reasonably feasible.
14. Contact Us
Questions about this Privacy Policy or the personal information we hold about you?
Full Bloom Wealth
Email: [email protected]
Web: https://www.fullbloomwealth.com